This advice area is not intended as specific investment advice. Rather, different ideas, methodologies, and concepts are presented to open your mind to possibilities. If any of these interest you, please discuss them with your tax/investment professional.
The passing of time changes the relevancy of advice; what works today may be a disaster in three months!
Tax consequences have a significant impact on investment concepts and should be vetted by a professional. In like manner, any government-influenced
account like an IRA should be reviewed yearly to stay abreast of regulatory changes.
Perhaps the most important consideration in making your own investment decisions is to determine your personal make-up, i.e., your tolerance for market swings, risk avoidance, and your time frame until retirement. Each of us needs to discover our investment style and then obey the rules for that style. The biggest danger to your nest egg is lack of discipline.